Is it permissible for a Muslim to take out insurance to cover funeral expenses upon death?


Insurance – which means paying a specific sum of money in return for something unknown is not permitted because it is like buying something unseen and is a form of deceit. But if the Muslims were to help one another, and those of means were to donate to others who do not have the means of paying such things, this would be counted as co-operating in righteousness and piety which is enjoined in Islam.